Homeownership and the American Dream
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Homeownership and the American Dream

The benefits of homeownership are many, but not everyone wants to own a home or is ready to—and we should support that.   June is National Homeownership Month. It is part of an annual effort by the National Association of Realtors (NAR), the United States Department of Housing and Urban Development (HUD), the White House,...

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Fund the fund: Why Michigan’s Housing and Community Development Fund Needs Support

Michigan’s Housing and Community Development Fund, if given resources, would spur economic growth and help individuals and families live in safe, affordable housing. By Jessica AcMoody, senior policy specialist In the Out of Reach: The High Cost of Housing 2018 report from the National Low Income Housing Coalition (NLIHC), it was found that renters in...

What are the Potential Cuts in the 2018 Farm Bill?
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What are the Potential Cuts in the 2018 Farm Bill?

By Alexis Puente, policy intern What is the Farm Bill? The farm bill affects communities in many ways— it covers trade, nutrition, conservation and farmer protections, among other things. A new farm bill is introduced every four years, and the current farm bill is set to expire at the end of the 2018 fiscal year...

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How Do Key Provisions Differ in the Senate and House Tax Bills?

The Senate tax bill passed in the early hours of Saturday morning with only one Republican, Senator Bob Corker (R-TN) voting against it. The bill now heads to conference committee where the House and Senate will try to reconcile the differences in their two tax reform plans. Once negotiations are finished a draft of the...

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GOP Tax Plan Unveils Corporate Cuts, Consolidated Tax Brackets & Cuts to Economic Development Programs

On Thursday, November 2, House Republicans introduced their plan for tax reform. Entitled the Tax Cuts and Jobs Act, the plan cuts corporate income taxes, consolidates income tax brackets for individuals and families and makes cuts to multiple key economic development programs. Below are highlights of the GOP tax plan: Permanently lowers the corporate tax...

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DACA is Ending; Tell Congress to Pass the Dream Act

What is DACA? The Deferred Action for Childhood Arrivals program, commonly known as DACA, is an immigration policy put in place by the Obama administration in 2012. The program is considered a stopgap measure to prevent undocumented children and youth brought to the United States by their parents from being deported. DACA allows certain immigrants...

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National Housing Week of Action: How Housing Changed My Life Rally & Storytelling Event Recap

“Housing matters. We contend that if we don’t get housing right, nothing else works,” said Habitat for Humanity Michigan Executive Director, Sandy Pearson, in her opening speech for the How Housing Changed My Life rally and storytelling event. The event, held on July 26, 2017, brought organizations, community members and those who have experienced homelessness...

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Legislation Introduced to Expand Payday Lending Products in MI

Identification, an open bank account and a steady source of income are the only three items you need to take out a payday loan. Regardless of your credit score, payday lenders give out these loans (meant to be paid by the borrower’s next paycheck) that are small, but are accompanied with mountainous interest rates. In...

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Senate Health Care Bill and Michigan’s Trigger Clause

On June 22, Senate Republican leaders released their version of a bill to repeal and replace the Affordable Care Act (ACA). Below are the main provisions of the bill:  Phases out Medicaid expansion beginning in 2021 and restores it to pre-Affordable Care Act levels by 2024 (limits government spending on Medicaid, giving states a set...