CDC National Eviction Moratorium only delays the coming wave of evictions, Congress must take action
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CDC National Eviction Moratorium only delays the coming wave of evictions, Congress must take action

By Benjamin Andrews, junior policy associate The Centers for Disease Control (CDC) issued a nationwide eviction moratorium on Friday, September 4. The CDC recognizes the necessity of sanitation, distancing, and quarantining throughout this pandemic, and that these precautions are best enabled by people remaining stably housed. The moratorium—in place until December 31, 2020—is an important...

Housing is Out of Reach in Michigan for Low-Wage Workers
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Housing is Out of Reach in Michigan for Low-Wage Workers

Michiganders earning minimum wage must work 57 hours per week to afford a one-bedroom rental home Michigan, July 14—The National Low Income Housing Coalition released their latest Out of Reach report, highlighting the significant gap between renters’ wages and the cost of rental housing across the United States. Low wages, wage disparities, racial inequalities, and...

In solidarity: A letter from our executive director
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In solidarity: A letter from our executive director

Dear CEDAM members and supporters, The past week has been a heavy and heartbreaking one. With you I mourn the lives of George Floyd and Breonna Taylor — two Black Americans recently murdered by the police — and all those killed before them. I stand in solidarity with the thousands of protesters who are calling...

Payday Lending Expansion Bill Passes in the Michigan House 
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Payday Lending Expansion Bill Passes in the Michigan House 

FOR IMMEDIATE RELEASE                May 27, 2020 Contact: Jessica AcMoody Policy Director, CEDAM acmoody@cedamichigan.org (517) 231-6139 Payday Lending Expansion Bill Passes in the Michigan House  The proposed legislation could result in borrowers owing more than $4,000 on a $2,500 loan LANSING— Today the Michigan House of Representatives approved House...

Changes to CRA expand opportunities for nonprofits responding to COVID-19
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Changes to CRA expand opportunities for nonprofits responding to COVID-19

By Brian Rakovitis, manager of financial empowerment initiatives On March 19, 2020, the Federal Reserve Board, the FDIC, and the Office of the Comptroller of the Currency released a joint statement on CRA consideration for activities in response to the COVID-19 pandemic. The joint statement details changes to financial institutions when working with customers, expands...

Statement from CEDAM Executive Director Luke Forrest on Executive Order 2020-19 halting evictions through April 17
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Statement from CEDAM Executive Director Luke Forrest on Executive Order 2020-19 halting evictions through April 17

Lansing, MI—The COVID-19 pandemic is creating many challenges for Michigan residents and businesses. The executive order signed Friday, March 20 by Governor Whitmer halting evictions through April 17, 2020 was an important measure to protect Michigan’s most vulnerable residents. This order, in addition to the previous order extending the tax foreclosure deadline, will help ensure...

State House Committee Advances Payday Loan Expansion Bill
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State House Committee Advances Payday Loan Expansion Bill

  HB 5097 allows loans of up to $2,500 with fees equivalent to 132% APR Lansing, MI – The House Regulatory Reform Committee voted to advance a bill today that would allow payday lenders to offer longer-term loans that put vulnerable Michiganders at risk.  HB 5097 would allow loans of up to $2,500 with fees...

Governor Whitmer announces sensible policy for Michigan assistance programs
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Governor Whitmer announces sensible policy for Michigan assistance programs

By Ross Yednock, Director of the MEIC at CEDAM Michigan policy has long held our state’s families living in or near poverty back from saving for emergencies and planning for the future. That has now changed, thanks to Governor Gretchen Whitmer’s announcement earlier this year that increased asset limits for three Michigan assistance programs. As...

Meet our new events & membership specialist, Shawn Masters!
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Meet our new events & membership specialist, Shawn Masters!

CEDAM is excited to welcome and introduce our new events & membership specialist, Shawn Masters! Shawn joins our team with a long history working in the nonprofit sector and a strong connection to our organization’s mission.  Emily: Tell me about your experience in the nonprofit world? Shawn: My very first experience with nonprofit work, I...

Welcome, LEO: New state department provides momentum to tackle economic opportunity challenges
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Welcome, LEO: New state department provides momentum to tackle economic opportunity challenges

By Luke Forrest, executive director This week marks the official start date of Michigan’s newest state agency, the Department of Labor and Economic Opportunity (LEO). It’s not an event that seems to have garnered much attention, which maybe isn’t surprising given that it’s August—it’s been more than two months since the department was first announced,...