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Federal Budget Update: What’s Happening with Housing?

By Jessica AcMoody There is hopeful news to come out of Washington D.C. this month for affordable housing and community economic development. The Senate, ignoring the President’s proposal for deep funding cuts and policy changes to raise rents, voted in early August 92-6 to approve the FY19 Transportation and Housing and Urban Development (T-HUD) spending...

Stories on the Dangers of Payday Loans (Project Green’s 390 Initiative)
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Stories on the Dangers of Payday Loans (Project Green’s 390 Initiative)

I can think of many reasons—390 to be exact—as to why payday loans hurt communities. Payday loans are high-cost, short term loans with fees equivalent to APRs as high as 390 percent. Lenders of these loans advertise using stock photos of friendly faces and smiling staff promising to help people out when they need “cash,...

Meet Your Developing Vibrant Communities 2018 Keynote Speakers
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Meet Your Developing Vibrant Communities 2018 Keynote Speakers

Developing Vibrant Communities (DVC), CDAD & CEDAM’s annual conference, provides our members and other attendees with the tools and skills needed to transform Michigan’s communities. Through the lens of inclusion, workshops address all things related to financial empowerment and community economic development work, including community engagement, children’s savings accounts, real estate development, fundraising and more. Our...

Summer Heat is a Good Reminder to Claim the Michigan Home Heating Credit
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Summer Heat is a Good Reminder to Claim the Michigan Home Heating Credit

This summer has seen multiple days of 90 degree + weather so far, and my guess is the last thing anyone is probably thinking about is heating their home. However,  if those eligible have not applied for the Michigan Home Heating Credit, then they should. Believe it or not, soon enough these long, hot summer...

A Life of Autonomy and Choice—A CEDAM Member Feature
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A Life of Autonomy and Choice—A CEDAM Member Feature

Michigan Disability Rights Coalition Mission: MDRC cultivates disability pride and strengthens the disability movement by recognizing disability as a natural and beautiful part of human diversity while collaborating to dismantle all forms of oppression. Full disclosure: Nate Wardell, who passed away in May 2016, was the brother of Chris Wardell, CEDAM’s administrative assistant. — CEDAM...

Introducing new CEDAM Team Member Orletta Caldwell
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Introducing new CEDAM Team Member Orletta Caldwell

CEDAM is excited to announce our new Michigan Coalition for Responsible Lending Consultant, Orletta Caldwell! Caldwell is responsible for organizing the Coalition, legislative strategy, coordinating town halls and conducting payday lending research on trends and lending prevention strategies in other states.  For the past year Caldwell has worked as a Learning Center Coordinator in Detroit...

Homeownership and the American Dream
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Homeownership and the American Dream

The benefits of homeownership are many, but not everyone wants to own a home or is ready to—and we should support that.   June is National Homeownership Month. It is part of an annual effort by the National Association of Realtors (NAR), the United States Department of Housing and Urban Development (HUD), the White House,...

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Financial Inclusion Happens Where Two Roads Meet

Financial Inclusion can be achieved through the intersection of financial empowerment strategies and community economic development efforts. By Brian Rakovitis As economically depressed neighborhoods and cities begin to see outside investment coming in for the first time in decades, many of the low income individuals living in these communities are often excluded from benefiting from...

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Fund the fund: Why Michigan’s Housing and Community Development Fund Needs Support

Michigan’s Housing and Community Development Fund, if given resources, would spur economic growth and help individuals and families live in safe, affordable housing. By Jessica AcMoody, senior policy specialist In the Out of Reach: The High Cost of Housing 2018 report from the National Low Income Housing Coalition (NLIHC), it was found that renters in...