Proposed Public Charge Changes Puts Housing, Health and Economic Well-being at Risk for Michigan’s Immigrant Families
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Proposed Public Charge Changes Puts Housing, Health and Economic Well-being at Risk for Michigan’s Immigrant Families

By Rep. Steve Tobocman, executive director of Global Detroit Michigan’s immigrant story is deeply woven into the history of the state. Take my grandfather, Morris Tobocman, who immigrated to Detroit from Poland a century ago to pursue the American Dream. He had almost no formal education, arrived penniless and knew no English. Like so many...

Eviction is Heartbreaking, and it’s Solvable: Lessons from Matthew Desmond
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Eviction is Heartbreaking, and it’s Solvable: Lessons from Matthew Desmond

By Emily Reyst, communications and training associate Ashamed, heartbroken, inspired—I felt it all within a short period of thirty minutes. If you’ve read Matthew Desmond’s Pulitzer Prize winning book Evicted: Poverty and Profit in the American City, or if you’ve had the opportunity to hear him speak, these sentiments likely resonate with you. Desmond is...

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Payday Lenders Strip a Half Billion Dollars in Five Years from Vulnerable Michiganders

New research reveals disproportionate concentration of payday lenders in Michigan rural and low-income neighborhoods and communities of color For Immediate ReleaseSeptember 11, 2018 Contact: Jessica AcMoody, Senior Policy Specialist, CEDAM517.485.3588 ext. 1944 | acmoody@cedamichigan.org DURHAM, N.C. — Payday lenders have targeted vulnerable Michigan communities, disproportionately locating their stores in communities of color, rural areas and...

Poverty Simulations Can Help You Better Serve Your Clients
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Poverty Simulations Can Help You Better Serve Your Clients

By Susan Andrews, CEDAM membership & event specialist From food insecurity to housing, those who live in poverty face many challenges. With more than 12 percent of Americans living in poverty in 2017 (or nearly 39.7 million people), it is important to understand life in poverty to better serve clients, customers and constituents. A poverty simulation...

CEDAM member Jefferson East, Inc. Helps Detroiters Save on Property Taxes
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CEDAM member Jefferson East, Inc. Helps Detroiters Save on Property Taxes

CEDAM member Jefferson East, Inc. (JEI) has been a catalyst for community economic development in the five neighborhoods they serve along the east Jefferson corridor in Detroit since 1994. From the East Jefferson Development Corporation to their Clean and Safe program, the organization does a lot to empower its residents and invest in the community....

Stories on the Dangers of Payday Loans (Project Green’s 390 Initiative)
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Stories on the Dangers of Payday Loans (Project Green’s 390 Initiative)

I can think of many reasons—390 to be exact—as to why payday loans hurt communities. Payday loans are high-cost, short term loans with fees equivalent to APRs as high as 390 percent. Lenders of these loans advertise using stock photos of friendly faces and smiling staff promising to help people out when they need “cash,...

Meet Your Developing Vibrant Communities 2018 Keynote Speakers
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Meet Your Developing Vibrant Communities 2018 Keynote Speakers

Developing Vibrant Communities (DVC), CDAD & CEDAM’s annual conference, provides our members and other attendees with the tools and skills needed to transform Michigan’s communities. Through the lens of inclusion, workshops address all things related to financial empowerment and community economic development work, including community engagement, children’s savings accounts, real estate development, fundraising and more. Our...

Summer Heat is a Good Reminder to Claim the Michigan Home Heating Credit
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Summer Heat is a Good Reminder to Claim the Michigan Home Heating Credit

This summer has seen multiple days of 90 degree + weather so far, and my guess is the last thing anyone is probably thinking about is heating their home. However,  if those eligible have not applied for the Michigan Home Heating Credit, then they should. Believe it or not, soon enough these long, hot summer...

Introducing new CEDAM Team Member Orletta Caldwell
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Introducing new CEDAM Team Member Orletta Caldwell

CEDAM is excited to announce our new Michigan Coalition for Responsible Lending Consultant, Orletta Caldwell! Caldwell is responsible for organizing the Coalition, legislative strategy, coordinating town halls and conducting payday lending research on trends and lending prevention strategies in other states.  For the past year Caldwell has worked as a Learning Center Coordinator in Detroit...