Poverty Simulations Can Help You Better Serve Your Clients
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Poverty Simulations Can Help You Better Serve Your Clients

By Susan Andrews, CEDAM membership & event specialist From food insecurity to housing, those who live in poverty face many challenges. With more than 12 percent of Americans living in poverty in 2017 (or nearly 39.7 million people), it is important to understand life in poverty to better serve clients, customers and constituents. A poverty simulation...

CEDAM member Jefferson East, Inc. Helps Detroiters Save on Property Taxes
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CEDAM member Jefferson East, Inc. Helps Detroiters Save on Property Taxes

CEDAM member Jefferson East, Inc. (JEI) has been a catalyst for community economic development in the five neighborhoods they serve along the east Jefferson corridor in Detroit since 1994. From the East Jefferson Development Corporation to their Clean and Safe program, the organization does a lot to empower its residents and invest in the community....

Stories on the Dangers of Payday Loans (Project Green’s 390 Initiative)
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Stories on the Dangers of Payday Loans (Project Green’s 390 Initiative)

I can think of many reasons—390 to be exact—as to why payday loans hurt communities. Payday loans are high-cost, short term loans with fees equivalent to APRs as high as 390 percent. Lenders of these loans advertise using stock photos of friendly faces and smiling staff promising to help people out when they need “cash,...

Meet Your Developing Vibrant Communities 2018 Keynote Speakers
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Meet Your Developing Vibrant Communities 2018 Keynote Speakers

Developing Vibrant Communities (DVC), CDAD & CEDAM’s annual conference, provides our members and other attendees with the tools and skills needed to transform Michigan’s communities. Through the lens of inclusion, workshops address all things related to financial empowerment and community economic development work, including community engagement, children’s savings accounts, real estate development, fundraising and more. Our...

Summer Heat is a Good Reminder to Claim the Michigan Home Heating Credit
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Summer Heat is a Good Reminder to Claim the Michigan Home Heating Credit

This summer has seen multiple days of 90 degree + weather so far, and my guess is the last thing anyone is probably thinking about is heating their home. However,  if those eligible have not applied for the Michigan Home Heating Credit, then they should. Believe it or not, soon enough these long, hot summer...

Introducing new CEDAM Team Member Orletta Caldwell
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Introducing new CEDAM Team Member Orletta Caldwell

CEDAM is excited to announce our new Michigan Coalition for Responsible Lending Consultant, Orletta Caldwell! Caldwell is responsible for organizing the Coalition, legislative strategy, coordinating town halls and conducting payday lending research on trends and lending prevention strategies in other states.  For the past year Caldwell has worked as a Learning Center Coordinator in Detroit...

Homeownership and the American Dream
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Homeownership and the American Dream

The benefits of homeownership are many, but not everyone wants to own a home or is ready to—and we should support that.   June is National Homeownership Month. It is part of an annual effort by the National Association of Realtors (NAR), the United States Department of Housing and Urban Development (HUD), the White House,...

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Financial Inclusion Happens Where Two Roads Meet

Financial Inclusion can be achieved through the intersection of financial empowerment strategies and community economic development efforts. By Brian Rakovitis As economically depressed neighborhoods and cities begin to see outside investment coming in for the first time in decades, many of the low income individuals living in these communities are often excluded from benefiting from...

Women In Skilled Trades (WIST) Program Prepares Women For Apprenticeships
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Women In Skilled Trades (WIST) Program Prepares Women For Apprenticeships

The Women’s Center of Greater Lansing, a new member of CEDAM this year, is dedicated to helping women realize their potential. With a focus on providing a supportive environment for their clients, the Center helps women achieve economic independence and develop emotional and physical well-being, regardless of income level. One of their newest initiatives is...