Housing is Out of Reach in Michigan for Low-Wage Workers
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Housing is Out of Reach in Michigan for Low-Wage Workers

Michiganders earning minimum wage must work 57 hours per week to afford a one-bedroom rental home Michigan, July 14—The National Low Income Housing Coalition released their latest Out of Reach report, highlighting the significant gap between renters’ wages and the cost of rental housing across the United States. Low wages, wage disparities, racial inequalities, and...

In solidarity: A letter from our executive director
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In solidarity: A letter from our executive director

Dear CEDAM members and supporters, The past week has been a heavy and heartbreaking one. With you I mourn the lives of George Floyd and Breonna Taylor — two Black Americans recently murdered by the police — and all those killed before them. I stand in solidarity with the thousands of protesters who are calling...

Payday Lending Expansion Bill Passes in the Michigan House 
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Payday Lending Expansion Bill Passes in the Michigan House 

FOR IMMEDIATE RELEASE                May 27, 2020 Contact: Jessica AcMoody Policy Director, CEDAM acmoody@cedamichigan.org (517) 231-6139 Payday Lending Expansion Bill Passes in the Michigan House  The proposed legislation could result in borrowers owing more than $4,000 on a $2,500 loan LANSING— Today the Michigan House of Representatives approved House...

Empowering Michigan communities: Immediate and long-term policy responses to COVID-19
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Empowering Michigan communities: Immediate and long-term policy responses to COVID-19

We’ve seen the many ways that the COVID-19 pandemic has affected and altered our daily lives and business as we know it. The crisis is exposing the weaknesses in our social safety net like never before—and financially vulnerable households that were living paycheck-to-paycheck before the pandemic are especially at risk. There are immediate and long-term...

State House Committee Advances Payday Loan Expansion Bill
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State House Committee Advances Payday Loan Expansion Bill

  HB 5097 allows loans of up to $2,500 with fees equivalent to 132% APR Lansing, MI – The House Regulatory Reform Committee voted to advance a bill today that would allow payday lenders to offer longer-term loans that put vulnerable Michiganders at risk.  HB 5097 would allow loans of up to $2,500 with fees...

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Advocacy Tactics

Of the 51 organizations that checked at least one activity, half had meetings with legislators in the past two years, making it the most popular advocacy tactic next to special events and letter writing campaigns. Other activities included testifying on policy and participating in advocacy organizations. [table id=45 /]

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Political Relationships

Overall, most CDCs feel they have a better relationship with local elected officials than they do with non-elected policymakers (e.g. MSHDA, DLEG, DHS, etc) and state elected officials. [table id=31 /] [table id=32 /] [table id=33 /]